Will AI replace New Accounts Clerks?
AI can do 72% of the work New Accounts Clerks do at least twice as fast. People already use it for 1 of their 15 tasks, while 9 more are ready but barely used so far. Robots can technically handle 4 physical tasks. 1 still needs a person.
AI is already doing this1 · 4% of time
People already use AI for these tasks in real work, based on Anthropic's analysis of how Claude is used.
- Process loan applications.Mostly assisted4% of time
AI could do this next9 · 68% of time
AI can speed these up by at least half, but real use has not caught up yet. These are next in line.
- Compile information about new accounts, enter account information into computers, and file related forms or other documents.18% of time
- Answer customers' questions and explain available services, such as deposit accounts, bonds, and securities.13% of time
- Interview customers to obtain information needed for opening accounts or renting safe-deposit boxes.13% of time
- Inform customers of procedures for applying for services, such as ATM cards, direct deposit of checks, and certificates of deposit.8% of time
- Investigate and correct errors upon customers' request, according to customer and bank records.7% of time
- Refer customers to appropriate bank personnel to meet their financial needs.4% of time
- Obtain credit records from reporting agencies.3% of time
- Execute wire transfers of funds.3% of time
- Schedule repairs for locks on safe-deposit boxes.under 1% of time
Robots can technically do this4 · 26% of time
Physical tasks that today's robots can perform in at least some settings. Robots are cost competitive for very few tasks so far, so this change moves slower.
- Perform teller duties as required.Robots: structured workplaces16% of time
- Collect and record customer deposits and fees and issue receipts, using computers.Robots: structured workplaces8% of time
- Issue initial and replacement safe-deposit keys to customers, and admit customers to vaults.Robots: purpose built settings1% of time
- Perform foreign currency transactions and sell traveler's checks.Robots: structured workplaces1% of time
Still needs a person1 · 1% of time
No real AI use, no proven AI speedup and no robot that can do it yet. This is the part of the job to build on.
- Duplicate records for distribution to branch offices.1% of time
Your week is not the average
Describe what you actually do and get a personal report: your own tasks, what AI can already do, what stays yours and a 90 day plan.
What this means
AI can do most of this work faster, but a real part of the job still needs a person. Real use is still behind at 3 out of 100, so the change here is only getting started. The people who learn which tasks to hand off will pull ahead.
What to do next
- Do the 1 task AI is already handling with AI yourself. Your peers already are, and it is quickly becoming the baseline.
- Get ahead on the 9 tasks AI could do next. These move as tools improve, so learning them early pays off.
- Keep an eye on the 4 physical tasks robots can technically do. Cost keeps most robots out of work today, so this shift is slower.
- Build on the 1 task that stay human. This is where your judgment, skill and relationships matter most.
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